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Terms and Conditions

GENERAL

The terms stated below must be accepted before signing up for any of our services. If you are unsure about the user terms, discontinue with the registration, sign up or subscription process and email or call for further explanation. Go here to contact us.

Signing up for any of our services, renting space on any of our servers, posting content on any of our Forums, Blogs, and other CMS, subscribing to our web design services either offline or online through phone calls or online forms or otherwise, either directly or through agents, assigns, proxies or otherwise implies full and total acceptance of this terms and conditions.
Where transactions occur through direct contact with any of our agents or marketers offline and in person (i.e physically) or remotely by telephone conversation, social networking site or email, the provisions of this terms and conditions shall also apply and shall override and supercede any claims made by the agent contrary to the provisions stated hereunder.

DISCLAIMER
GBConcepts Online, referred to as “GBConcepts Online” or “GBConcepts” at its sole discretion, may choose to change the terms, conditions and operation of this Web site and terms and conditions at anytime. By using this service the user waives any rights or claims it may have against GBConcepts Online Services.

The content available through the Site is the sole property of GBConcepts Online or its licensors and is protected by copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing or stated, GBConcepts Online-owned content received through the Site may not be downloaded, displayed, reformatted and printed for your personal, non-commercial or commercial use. Content owned by GBConcepts Online licensors may be subject to additional restrictions. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through the Site to anyone, including but not limited to others in the same company or organization without GBConcepts Online’s express prior written consent.

WITHOUT LIMITING THE FOREGOING, GBCONCEPTS ONLINE SHALL NOT BE LIABLE TO YOU OR YOUR BUSINESS FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR LOST OR IMPUTED PROFITS OR ROYALTIES ARISING OUT OF THIS AGREEMENT OR ANY GOODS OR SERVICES PROVIDED, WHETHER FOR BREACH OF WARRANTY OR ANY OBLIGATION ARISING THEREFROM OR OTHERWISE, WHETHER LIABILITY IS ASSERTED IN CONTRACT OR TORT (INCLUDING NEGLIGENCE AND STRICT PRODUCT LIABILITY) AND IRRESPECTIVE OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE. EACH PARTY HEREBY WAIVES ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE SUCH PARTY OF AN ADEQUATE REMEDY.

YOU ACKNOWLEDGE THAT THIRD PARTY PRODUCT AND SERVICE PROVIDERS ADVERTISE THEIR PRODUCTS AND SERVICES ON THE GBCONCEPTS ONLINE WEB SITE. GBCONCEPTS ONLINE FORMS PARTNERSHIPS OR ALLIANCES WITH SOME OF THESE VENDORS FROM TIME TO TIME IN ORDER TO FACILITATE THE PROVISION OF THESE PRODUCTS AND SERVICES TO YOU. HOWEVER, YOU ACKNOWLEDGE AND AGREE THAT AT NO TIME IS GBCONCEPTS ONLINE MAKING ANY REPRESENTATION OR WARRANTY REGARDING ANY THIRD PARTY’S PRODUCTS OR SERVICES, NOR WILL GBCONCEPTS ONLINE BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS ARISING FROM OR IN CONNECTION WITH SUCH THIRD PARTY PRODUCTS AND SERVICES. YOU HEREBY DISCLAIM AND WAIVE ANY RIGHTS AND CLAIMS YOU MAY HAVE AGAINST GBCONCEPTS ONLINE WITH RESPECT TO THIRD PARTY PRODUCTS AND SERVICES, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

Contents and Copyrights Policy
Using our network to make available any obscene speech or material, or using our network to transmit, or post defamatory, harassing, abusive, or threatening language to any individual, organization or Government or agency is banned. Failure to abide by this condition will result in the User’s account being terminated and legal action taken against the user.
For Users who host their Blogs, Forums, Discussion Boards or other social networking and content management systems and platforms on any of our servers, we shall not tolerate the posting of illegal, abusive, harassing, pornographic content on these platforms. If found, such content will be deleted without prior notice to the client and GBConcepts Online will not be liable for any embarrassment, or loss of whatever nature that may be suffered by the client, neither shall we be liable for any legal action that may be brought against the client by the aggrieved party.
Repeated posting of such offensive materials shall result in the termination of such a client’s account without notice and without any refund of the hosting fees.
Users must not attempt to access illegally or without authorization, computers, accounts, or networks belonging to another party, or attempting to penetrate security measures of another individual’s system (hacking).
Clients may not send email to anyone who does not wish to receive it. If a recipient asks to stop receiving email, the client must stop. Clients are expressly prohibited from sending bulk mail messages (“junk mail” or “spam”). This includes, but is not limited to, bulk mailings of commercial advertising, informational announcements, and political tracts. Such material may only be sent to those who explicitly requested it.
Users must not attempt to interfere with service to any user, host, or network (“denial of service attacks”). This includes, but is not limited to, “flooding” of networks, deliberate attempts to overload a service, and attempts to “crash” a host. Clients must safeguard their account passwords to prevent unauthorized access to their account. If any information is lost due to a client not protecting their passwords GBCONCEPTS ONLINE will not be held responsible.
Web Hosting Customers must not upload any pornographic or obscene material on our servers and if a user is caught doing so then his account will be terminated immediately and further legal action may also be taken against him.

REFUND POLICY
For our web hosting and web design clients, their agents, assigns or proxies, GBConcepts Online can only make refunds of any money paid within ten days from the date of your account creation if the client is not satisfied with the service. This refund shall be less any costs (administrative or otherwise) that may have been incurred by GBConcepts Online during the said period such as domain name registration fees, VAT etc.
Users must not engage in any activities that are determined to be illegal, including advertising, transmitting, or otherwise making available pyramid schemes, fraudulently charging credit cards, and pirating software.
If a hosting user is found breaking any of the above rules of the company then his account will be immediately terminated and no money will be refunded in that case and if our company suffers any loss due to any such activity of the hosting client than he will be liable to compensate the company for the same.
You must sign up with us only if you agree with our terms of services. If we found that you are breaking the rules than we can terminate your accounts without any prior notice and legal action will also be taken if needed.
GBConcepts Online reserves the right to change the contents of these terms and agreements anytime without notice to any of our clients. So, to be abreast of our terms we advise you return from time to time to this page.
WEBSITE DESIGN DURATION

Based on our experience, we guarantee that we can design and deliver your website in record time.
However, it is important to note that websites differ in size and complexity. Therefore, we set a minimum design and delivery date of 90 working days for dynamic database driven websites and 30 working days for static websites.
For complex custom websites with custom codes, features and functionalities, minimum delivery date may range up to six (6) months.
Premised on this, client is advised to monitor and review progress of their websites on the test subdomain provided.
Please note that in certain instances, we may not provide client with a test subdomain depending on hosting plan acquired and other considerations.

GBConcepts Online ensures that all our clients are satisfied with our services by delivering prompt and timely services. Consequently your websites can be designed and hosted within seven working days from the date of commencement of work on the project (applies to small websites of less than 10 pages only). We may continue working on a site from the date of hosting and uploads until 60 days without client providing any content(s). This is done to ensure that all our clients can provide all relevant details and changes as they may desire.

However, it should be noted that GBConcepts online cannot work on a website in perpetuity and reserves the right to suspend work on any website that the owner(s) fail(s) to provide enough materials or details to complete the website within 60 days from the date it was hosted. Such websites will be considered as COMPLETED and FINISHED by GBconcepts Online. Any further alterations or modifications on the site will be charged on a per update, monthly or annual contract basis

AS SUCH GBCONCEPTS ONLINE SHALL NOT BE LIABLE TO YOU OR YOUR BUSINESS FOR ANY INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR LOST OR IMPUTED PROFITS OR ROYALTIES ARISING OUT OF THIS AGREEMENT OR ANY GOODS OR SERVICES PROVIDED, WHETHER FOR BREACH OF WARRANTY OR ANY OBLIGATION ARISING THEREFROM OR OTHERWISE, WHETHER LIABILITY IS ASSERTED IN CONTRACT OR TORT (INCLUDING NEGLIGENCE AND STRICT PRODUCT LIABILITY) AND IRRESPECTIVE OF WHETHER YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE. EACH PARTY HEREBY WAIVES ANY CLAIMS THAT THESE EXCLUSIONS DEPRIVE SUCH PARTY OF AN ADEQUATE REMEDY
Read our comprehensive Website Design Terms And Conditions Here

ACCOUNT SUSPENSION OR CANCELLATION
GBConcepts reserves the right to cancel or suspend the hosting accounts of a client if the client fails to live up to his / her financial obligations or breaches any of our terms of operation/service.
Clients and customers who fail to pay their web design and hosting fees where initial deposits were made and fail to abide by our service agreements whether orally or in writing may have their accounts suspended.
Failure to make payments when an invoice is overdue may attract extra charges or account suspension until the necessary fees are paid in full.
Promoted Products and Third Party Products
For those who wish to invest in any of the programs promoted by GBConcepts Online, you agree that GBConcepts Online shall not be held responsible or liable for any losses or profits you may incur in the course of the investment program. We only provide the content or links “as is” and make no express warranties as to the authenticity or genuineness of such programs and hence every investor must weigh the risks and benefits as well as conduct his own private due diligence before investing.
For such programs as E-Gold, Liberty Reserve, MoneyBookers, E-Bullion, and other payment, methods and platforms, GBConcepts Online does not endorse one above the other; however, users must make their own informed choices as to the platform to use. Where the user does not know which to use, links to other service providers may be found on our websites or we may occasionally link the user to third party providers who may be able to offer advice or help the investor at a fee. This however, should not be construed as an endorsement of such a third party service provider by GBConcepts Online and GBConcepts Online is totally discharged from any consequences arising from such transactions between the client and service provider.
The responsibility for opinions commercial, religious, political or otherwise expressed in signed articles, studies, postings and other contributions on any of our websites, Blogs, Forums or CMS rests solely with their authors, and publication does not constitute an endorsement by GBConcepts Online of the opinions expressed in them.
Reference to names of firms and commercial products and processes does not imply their endorsement by GBConcepts Online, and any failure to mention a particular firm, commercial product or process is not a sign of disapproval.
COPYRIGHT POLICY
It is our policy to acknowledge the copyrights of other individuals or organizations and we shall not willfully or knowingly infringe on the rights of other agencies, individuals or organizations. Where such mistakenly occur and is brought to our notice we shall remove such content/material promptly from our sites or servers and from any web sites designed, managed or maintained by us.
All contents used in our website design for our clients are as provided by the client and GBConcepts Online shall not be liable to any legal actions emanating or originating from the use of such a material or content. The user or client hereby discharges Gbconcepts online of any liability legal or otherwise that may arise from the use of such content/material on the client’s website or CMS.
Users must not make any illegal material/information available for download from any of our servers. This includes but is not limited to, intellectual property, copyrights, trademarks, software piracy, and patents held by individuals, corporations, or other entities. GBCONCEPTS ONLINE will terminate the privileges of any user that commit repeat violations of copyright laws.

PRIVACY POLICY

Personal Information
? We collect information you choose to provide such as your email or postal address.
? We collect non-personal information such as browser type, operating system, and web pages visited to help manage our websites.
? We use cookies and other internet technologies to manage our website and e-mail programs. We do not use these technologies to collect or store personal information.
? We may obtain additional information about you, such as demographic information, from commercially available sources.
? When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with GBConcepts Online and sign in to our services, you are not anonymous to us.
? GBConcepts Online collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
? GBConcepts Online automatically receives and records information from your computer and browser, including your IP address, GBConcepts Online cookie information, software and hardware attributes, and the page you request.
? GBConcepts Online uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of GBConcepts Online’s terms of use, or as otherwise required by law.
We transfer information about you if GBConcepts Online is acquired by or merged with another company. In this event, GBConcepts Online will notify you before information about you is transferred and becomes subject to a different privacy policy.
GBConcepts Online advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
GBConcepts Online works with vendors, partners, advertisers, and other service providers in different industries and categories of business.
Cookies Policy
· GBConcepts Online may set and access GBConcepts Online cookies on your computer.
· GBConcepts Online lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not our own. Advertisers or other companies do not have access to GBConcepts Online’s cookies.
· GBConcepts Online reserves the right to access GBConcepts Online cookies inside and outside our network of web sites and in connection with GBConcepts Online products and services.
Your Account Information , Preferences and Modification
· You can edit your GBConcepts Online Account Information, including your marketing preferences, at any time where provision for such is made especially in our Blogs, Forums, Photo Galleries, Social Networking Sites and other CMS.
· New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
· We reserve the right to send you certain communications relating to the GBConcepts Online service, such as service announcements, administrative messages and the GBConcepts Online Newsletter, that are considered part of your GBConcepts Online account, without offering you the opportunity to opt out of receiving them.
Uses of such information
? We use personal information to provide you information and samples you request, to give you a customized interactive experience, and to help us develop new products and services that meet your needs.
? We do not share your personal information with other marketers unless we have asked for and obtained your explicit consent. If you do not provide your consent, we will not share your information.
? We use personal information you provide only for purposes consistent with the reason you provided it.
? When we temporarily provide personal information to companies who perform services for us, such as to send you email or samples, we require those companies to protect the information in the same manner as GBConcepts Online does. These service companies cannot use your personal information for any other purpose than the reason you provided it to GBConcepts Online.

Additionally
? You have the right to have a copy of the personal information you provide, and to correct or update your personal information where the need for such arises and where provision for such is made such as in our Blogs, Forums, or other CMS.
? You may instruct GBConcepts Online to remove you from our programs you have subscribed to by using the unsubscribe link provided in our email programs, or by sending us an email to the appropriate department.
? You may instruct GBConcepts Online by phone or email to remove any previous consent you provided to share your personal information with other companies.
However, after removing you from our marketing or other programs we may also retain some of your details on our systems.

Confidentiality and Security
· We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs and to serve you better.
· We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Please note that GBConcepts Online reserves the right to change the contents of these terms and agreements anytime without notice to any of our clients. So to be abreast of our terms we advise you return from time to time to this page.
If you have questions or suggestions, please complete a feedback form here or you can contact us here

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